Brother "Ahmed (Name Changed due to Privacy Reasons)"a double graduate + Master's in Islamic Banking & Finance - Currently pursuing PhD, needs help for his fee

About Me
My name is "Ahmed (Name changed due to Privacy Reasons) "

Zakat Eligibility: 'NO'

My Story:
Assalamualaikum warehmatullahi wabarakatuhu, Alhamdulillah, I hold a strong Shariah background. My BSc degree in Islamic Theology & a master’s degree in Hadith, from Darul Uloom Nadwatul Ulama Lucknow India. & the second graduation in URDU from Mazharul Haque University Patna. & a Diploma specialization in Fiqh & Iftaa, Along with a PG Diploma course in Islamic Banking & Finance, from Hyderabad. After that, I have done a master’s degree in Islamic Banking & Finance in (INCEIF) Malaysia. I have also done many certificate courses like the Zakah management course, Waqf management course, Halal Industry fundamentals, & Certification in Malaysia. Now I am doing a PhD in Islamic Finance & Banking at UUM Kedah Malaysia. I have expertise in Shariah related topics, such as Shariah Audit, Research, Review, Zakah, Waqf, Halal Industry, & in Translation as well. I worked before as a Research Associate at iFINTELL Business Intelligence Sdn Bhd also worked as a Research Assistant at the International center for education in Islamic Finance (INCEIF) & the International Shariah Research Academy for Islamic Finance at ISRA as a Research Assistance.

During this program, Alhamdulillah I published 4 articles & one is a short article in IFN news mostly related to social finance in India, which I am attaching below as well. The first one is” A Critique of Zakah Practices in India” presented in a Kedah conference In Malaysia (International Journal of Zakat & Islamic Philanthropy (IJZIP) elSSN:2672-7471), & the second one is “ The Potential of Application of Technology-Based Innovations for Zakat Administration in India" presented in the 3rd International Conference of Zakat Indonesia (ICONZ) Proceeding”). Moreover, the third is “ Digitization of the Malaysian Takaful Industry; A Shariah perspective” presented in the 5th Islamic Finance Conference (Ifc 2019) On Islamic Banking & Insurance in the Era of Digital Transformation(Effat University, Jeddah, Kingdom of Saudi Arabia). Also, I am trying to work on that to do something beneficial for Waqf in India, which is about” The Scope of Adopting Technology-Based Innovations for Waqf In India.

But my problem is the unavailability of any scholarship. I am doing PhD, where I have an issue to pay the fee every semester. My financial background is so weak. Due to financial problems, I am not able to pay the initial fee, & the visa fee in this situation. Therefore, It is my humble request to all generous people that Please help me so that I could manage the semester fee & could continue my study. Hopefully, you will consider my humble request. Allah will give you a better reward Insha Allah.

My family background:
There are total of 5 members in my family. Out of which 1 earning members & 4 dependent members.
I am having a single parent as of now. & the annual income of my family is Less than Rs. 1 Lakh.

Following are my Current Academic ResultsCollege / Institute Name:UUM COB
Specialization:Islamic Finance & Banking
University:UNIVERSITY UTARA MALAYSIA
In Which Year:First Year
Course Type:Doctorate
Other Performance details:Colloquium has finished, working on PD

Following are my HSC DetailsCollege / Institute Name:INCEIF International Centre for Education in Islam
Specialization / Stream:Others
Specialization:Islamif Finance & Banking
University / Board:INCEIF The Global University of Islamic Finance
Pass out year:2018
Course Type:Higher Secondary School(HSC)
Score:3 out of 4

Following are my SSC DetailsSchool Name:Al Mahadul Aali Al Islami Hyderabad India
University / Board:Institute
Pass out year:2016
Score:1264 out of 1400 (79%)