He worked in Bharat Petroleum Corporation Limited, Mumbai and gained varied experience of working in different departments – Shipping, Taxation, Shared Services, Retirement Benefits, International Trade and Projects before he retired as Dy. General Manager (Finance) from Mumbai Refinery. As an expert on oil markets, he delivered lectures in international conferences in India, Singapore and Dubai and appeared as Guest Speaker on Global Oil Forum of Thomson Reuters and contributed number of articles on financial matters.

He is Project Head of AMP Zakat Fund (AZF) which is run by Association of Muslim Professionals with its headquarters in Mumbai and Chapters in 100+ cities in India. Mr. Riyazuddin dreams of evolving a Zakat Compliant Society and seeks to fulfill this dream through establishing a network of Zakat Markaz in each and every town of India.

Was Born in Vaniyambadi, currently stays in Chennai, Tamil Nadu. He has done B.Sc in Chemistry, holds a Diploma in Leather Technology and completed M.A. in Journalism and Mass Communication

He Hails from Leather Industry of Chennai, a well renowned Leather technologist, Tanner and Exporter of Leather Garments.

Written several articles on technology & trade in leather Industry and received awards from Council for Leather exports & Commerce Ministry for Exports.

Also the Editor of Tamil fortnightly ‘Samarasam’. He was awarded ‘The best Journalist Award’ by Islamiya Tamil Islamic literary organization

Current Associations

• • General Secretary, Indian Centre for Islamic Finance (ICIF) , New Delhi
• • General Secretary, Islamic Foundation Trust (IFT) Chennai
• • Convener, National Committee on Islamic Banking
• • Member, All India Muslim Personal Law Board
• • Trustee, Human Welfare Foundation
• • Member, Sahulat Micro Finance Society

Activities related to Islamic Finance and Banking

• • Interacted with Finance Ministers, Governors of RBI, Deputy Governors RBI and Deputy Chairman Planning Commission to introduce the concept of Islamic banking in India.
• • Prepared along with experts a document for Banking Regulations (amendment) Bill to be introduced in Parliament as a private members bill.
• • Prepared a document along with experts for Interest free windows in conventional Banks and submitted to RBI and Finance Ministry.
• • Interacted with High Level committee on Financial Sector Reforms of Planning Commission of India headed by Dr Raghuram Rajan which recommended introduction interest free banking.
• • Represented ICIF and appeared in Kerala High Court against the petition of Dr Swamy and dismissed the case paving the way for first NBFC on Shariah principles in the country.
• • Appeared before the Panel of RBI on Medium term Path on Financial Inclusion and pleaded successfully for introduction of Interest free window in commercial banks.
• • Pleaded the case for introduction of Islamic Insurance -Takaful before the Select Committee on Insurance of parliament.
• • Facilitated Jammu and Kashmir Peoples Forum to file PIL in High Court in March 2018 demanding to Open an Interest free windows in all J&K branches across India.
• • Highlighted in media –need and relevance of Islamic Finance and Banking and written several articles in both national and international medias
• • He visited many countries to study the working methodology of Islamic banks and led a delegation of businessmen from Chennai to Malaysia.

Conferences Attended Attended 100+ International and National Conferences

• • World Islamic Banking Conference at Bahrain
• • IDB – Islamic finance conference on Sukuk in London, UK.
• • Red Money Road show in Malaysia
• • Bank Negara Malaysia-Central Bank of Malaysia and Islamic Development Bank-IsDB for regulators and represented India
• • International Muslim Business Conference, Istanbul, Turkey.
• • Chairman of the committee which organized an international conference on Islamic banking conducted by Al Jamia Al Islamia in association with Islamic Research and Training Institute of Islamic Development Bank
• • Presented the case of Islamic Finance & Banking in several prestigious universities like International Islamic University Malaysia-IIUM, Gujarat National Law University, Banaras Hindu University, Jamia Millia Islamia New Delhi, Aligarh Muslim University, Calicut University, Hamdard University BSA University, Jamal Mohammed College etc...
• • Chief Organizing Partner of International Zakat Conference 2018 Kerala, India and presented ‘The need and relevance of Institutionalization of Zakat in India
• • Represented India at International Zakat Conference ,Malaysia organized by World Zakat Forum
• • Represented India at the World Islamic Economic Forum- SEACO Islamic Finance Roundtable’19 in Bangladesh.

Written several articles in media and journals, appeared in TV debates and involved in social media to create "Financial Literacy in the Community" as well as creating awareness among the masses the need & relevance of Islamic Finance & Banking in the country.

She is a qualified Chartered Accountant (CA) and currently India lead for process controls in her present organization. Muzna is passionate about public speaking and is a certified corporate trainer and NLP practitioner. She belives in contributing back to society in a result oriented way.

She devotes part of her time towards working with the youth guiding them towards education and professional accomplishment. Most recently she has also picked up on fine arts and painting as her other interests.

Her research work entails blockchain-enabled traceability in finance, and she has worked on case studies for an upcoming French Luxembourgish Islamic fintech startup, Conexcap. She is the country correspondent for IFN in Luxembourg.

She is also the CTO-Advisor for OneAgrix, a Singapore-based blockchain startup in the Halal economy, where she will take over as the CTO from July 2020. She is the recipient of the prestigious FNR grant, given by the government of Luxembourg for innovative industrial projects.

She is also contributing as a team member of Masdin, an associate team between the University of Luxembourg and Inria, France for management of software-defined infrastructure. She is credited with the development of a new consensus mechanism, FAST, for high performance blockchains and a blockchain-based dapp for Zakaat in Ethereum.

She has dealt with blockchain-based micropayments, blockchain governance, privacy-preserving blockchains and usage of differential privacy in blockchains. Her work appears in diverse publications and she speaks regularly on emerging technologies.

He found that 15 per cent of all voters and 25 per cent Muslims are not present on the electoral list. Therefore approximately 12.7 crores of all voters and three crore Muslims were not able to vote in the May 2019 Lok Sabha elections. His study also found that 4 crore Dalits out of some 20 crore eligible Dalit voters were missing from the rolls.

Earlier, Mr. Saifullah was the Research Associate and COO CRDDP, Khalid Saifullah, Research Associate and COO of CRDDP, The Centre for Research & Debates in Development Policy.

His core competency lies in Brand Management & Brand Identity Manuals. Has rich experience dealing with clients from 10 different industries. In the past 15 years as an entrepreneur he provided his services to MSMEs with focus on education, retail & real estate.

In his long career spanning 22 years he has served more than 400 clients including 100 startups. Moving forward, expanding his portfolio, he is also working on organizational development which includes but is not limited to organizational structures, hierarchies, policies and strategic business plans. He also has interest in psychology, culture & geopolitics.

Under his leadership, he has managed multiple teams and portfolios across 20+ languages, 80+ countries, and 150+ cities. He has managed marketing budgets exceeding $100m and driven multibillion-dollar revenue year on year. On the social front, Zaeem consults multiple organizations towards management, fund-raising, and cause- and non-profit marketing.

He is a Marketing Academy graduate from INSEAD, Singapore and aspires to accomplish a PhD in Marketing Technology. He is a Mumbai University ranker, a graduate in mass communication from the St. Xavier’s College (Mumbai, IN), and secured his post-graduation in advertising management from MICA (IN). Armed with his credentials and experience, he independently mentors, invests, and harbours a desire to create entrepreneurs out of passionate professionals who have great technology, product, or social impact ideas.

His passion to continually learn allows him to facilitate media and business school programs, conduct corporate workshops, and speak at notable industry conferences on topics ranging from e-commerce strategy, online brand management, non-profit marketing, to digital transformation, and marketing at scale.

An ardent digital consumer and marketer, when not fighting a deadline, Zaeem likes slow travelling, unwinding with a book, painting, discussing new business opportunities, or simply spending time with family and friends.
Zaeem blogs @www.zaeemmirza.com, tweets @zaeemmirza, and feel free to connect with him on his Linkedin profile here www.linkedin.com/in/zaeemmirza